{"action_steps":["Know whether your home is in the 1% or 0.2% flood hazard area.","Clear storm drains and culverts on or near your property when you can do it safely.","Move utilities and important items above likely flood levels.","Buy flood insurance if you are in or near a flood-prone area.","Build a household plan with outside communication and at least 72-hour self-sufficiency."],"at_risk_groups":["Low-income residents in flood-prone areas.","Renters who may have fewer resources to prepare or recover.","People with limited English proficiency and other language or cultural barriers.","People with disabilities, mobile home residents, and infants, children, older adults, and pregnant people who are more vulnerable to mold and cleanup-related health effects."],"base_priority_score":7,"historical_examples":["1997 flash flood disaster declaration (DR-1155-CA).","January 16, 2020 roadway flooding at I-580 westbound and the Coolidge Avenue off-ramp.","Late 2022 to early 2023 storms, including more than 18 inches of rain in Oakland between December 26, 2022 and January 17, 2023."],"key_stats":["Official Priority Risk Index (PRI): 2.9, ranked Medium.","Population exposed: 2,114 people in the 1% annual chance flood area and 29,738 people in the 0.2% annual chance flood area.","Buildings exposed: 532 in the 1% area and 6,041 in the 0.2% area.","0.2% annual chance flood scenario: 14,832 displaced households and 1,889 people needing short-term shelter.","Total exposed value: $1,671,521,003 for the 1% event and $12,865,058,545 for the 0.2% event.","NFIP statistics as of January 14, 2026: 511 policies, 240 claims, $594,471 total claims paid, and 8 repetitive loss properties."],"locations":["Central East Oakland.","Eastlake/Fruitvale.","West Oakland.","Coliseum/Airport."],"name":"Flood","personalization_notes":[],"personalized_what_this_means_for_you":"If you live in or near a flood-prone area, a strong storm can turn into a housing, health, and transportation problem fast. The biggest problems are usually water damage, unsafe cleanup, and getting back home safely.","priority_reason":"Flood ranks just below the high-risk tier in the LHMP and has meaningful population, infrastructure, and displacement impacts. It gets a strong app score because it is recurring, geographically concentrated, and practical for household action.","priority_score":7,"real_world_impact":"Flooding can shut down roads, damage homes and cars, and leave behind mold, contaminated water, and costly repairs. Even when water goes down quickly, the health and housing impacts can last.","risk_level":"Medium","slug":"flood","summary":"Flooding in Oakland can come from heavy rain, stormwater problems, and mapped floodplains. It can damage property, contaminate buildings, and force people out of their homes.","top_risks":["Water entering homes, buildings, streets, and underpasses.","Contaminated water, sewage backup, mold, and cleanup hazards.","Household displacement after major flood events.","Road, drainage, communications, and hazardous materials disruptions.","Higher flood risk from more intense rainfall and post-fire runoff."],"what_could_realistically_happen":"A major storm could flood streets, garages, and ground floors, strand commuters, trigger sewage or mold problems, and push some households into temporary shelter or longer displacement.","what_this_means_for_you":"If you live in or near a flood-prone area, a strong storm can turn into a housing, health, and transportation problem fast. The biggest problems are usually water damage, unsafe cleanup, and getting back home safely.","why_this_is_a_real_threat_in_oakland":"The LHMP identifies clear flood exposure in Central East Oakland, Eastlake/Fruitvale, West Oakland, and Coliseum/Airport. The plan also notes more intense rainfall and ongoing remapping work."}